About Us

Let Us Begin Your Financial Recovery

Begin your financial recovery and stop the harassing phone calls from creditors by visiting the experienced, compassionate team at J.P. Graci & Associates Ltd. We are a Licensed Insolvency Trustee by the Office of the Superintendent of Bankruptcy Canada. Our President, Paul Graci, is a Chartered Insolvency and Restructuring Professional (CIRP) who has served clients in Brantford, Hamilton and surrounding areas for more than 20 years.


Paul Graci

We Can Help Protect Your Home, Your Family and Your Dignity

J.P. Graci & Associates Ltd. is the only full-time office in Brantford offering services to individuals and businesses. Let us help protect your home, your family and your dignity. Our office has 3 qualified Credit Counsellors and 3 staff members who have been certified in insolvency administration.


What We Do

 - We are committed to providing solutions tailored to your personal financial situation -

- We have built a reputation by working with people in a compassionate and caring manner -

- We offer support, understanding and financial relief -


Part of the Community

J.P. Graci & Associates Ltd. is a proud supporter of various organizations in the Brantford community. We have participated in the Sending a Kid to Camp program and Relay for Life event. We have also been a member of the Brantford-Brant Chamber of Commerce since 2008.



What Our Clients Say?

While I knew I’d made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would feel through taking charge of my personal finances.

B.N., Brantford July 28, 2017

Thanks again Sabrina, I can't say enough how much I appreciate everything you, Paul and company have done for me. It's overwhelming sometimes to think that someone still has their dignity even once they've had to declare bankruptcy. It is 100% owing to each of you that I can still keep my head up and feel a sense of hope rather than shame. Thank you!!

T.K. July 7, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015


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