FAQ



Find Answers to Your Bankruptcy Questions

J.P. Graci & Associates Ltd. FAQ

Click on one of the questions below.


Do I qualify for bankruptcy?


How long will I be bankrupt?


How much will it cost?


How will my credit rating be affected?


If I declare bankruptcy, will I lose everything?


Should I declare bankruptcy?


Will I still be responsible for some debts after filing for bankruptcy?


Does Filing for Bankruptcy in Canada Affect My Spouse?


What is a bankruptcy discharge and the process involved?


What is the OSB and what are their responsibilities?


If I file a proposal or declare bankruptcy, what happens to my credit rating?


What happens if my creditors vote against accepting my consumer proposal?


Can I leave some creditors out of my consumer proposal?


How Do I Get a Mortgage After A Consumer Proposal?


Can a student with a government student loan go through bankruptcy or get a consumer proposal?


Will filing for bankruptcy cancel or reduce my child support payments?


How can I stop my wages from being garnished?


Will My Consumer Proposal be Approved?


How Long Will a Consumer Proposal Last?


How can I avoid Bankruptcy?


Can I Start a Small Business being Bankrupt?


What Our Clients Say?

The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that it’s very easy to get into debt when you are not careful. Thank goodness that there are places like this out there to help people like me. I appreciate all your help and support while helping me with a solution to improve my financial situation.

Fred L. January 9, 2018

Thank you so much for everything you have done for me. These months of lessons will serve me for the rest of my life and I will never be able to fully express how grateful I am for this new beginning!

K.J., Cambridge July 15, 2017

WOW! These guys are amazing and I highly recommend their services if you want to change your life for the better.

Stephen M. March 18, 2017

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