J.P. Graci & Associates Ltd Testimonials

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Every day J.P. Graci & Associates Ltd. helps individuals and business owners in Brantford and Hamilton regain control of their finances and we can provide solutions to fit the needs of your unique situation as well! Give us a call to schedule your free initial consultation.



"Everyone is great, knowledgeable and friendly. The staff does their best to make you feel comfortable. I highly recommend JP Graci and Associates. I live in Brantford and it is really close to the office. Thank you, Paul and everyone for your help and professionalism"

- Katrina S. - September 18, 2017

"Very informative and sensitive to my situation"

- Sam, Brantford - July 28, 2017

"While I knew I’d made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would feel through taking charge of my personal finances."

- B.N., Brantford - July 28, 2017

"This service is amazing! The team at JP Graci helped me with the stressful decision of going through a negotiation an understandable and simple process. From the explanation to instructing me on the required steps needed to be taken it was all done with non-judgement. The staff is personable and good humoured which made it comfortable."

- James K. - July 25, 2017

"The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and counsel throughout the process which was quite tremendous."

- Frank S. - July 25, 2017

"I am very happy with J.P. Graci & Associates. They went over and beyond to help me. Thanks a million"

- Anne L. - July 21, 2017

Staff Response:

"Thank you so much for everything you have done for me. These months of lessons will serve me for the rest of my life and I will never be able to fully express how grateful I am for this new beginning!"

- K.J., Cambridge - July 15, 2017

"Thanks again Sabrina, I can't say enough how much I appreciate everything you, Paul and company have done for me. It's overwhelming sometimes to think that someone still has their dignity even once they've had to declare bankruptcy. It is 100% owing to each of you that I can still keep my head up and feel a sense of hope rather than shame. Thank you!!"

- T.K. - July 7, 2017

"HI Paul. Once very long ago my husband used your services, thank you ... you helped him get his life back on track. I work with mortgages. At times I help my client settle with creditors to get them back on track. I've referred a couple to your office just this week. Thank you for helping them."

- S.B., Brantford - July 1, 2017

"My decision to declare personal bankruptcy was a very stressful one. I wanted the end result to teach me about money and how to become a better money management. The team at JP Graci was encouraging and supportive. I highly recommend them."

- Mike D. - June 9, 2017

"Thank you so much for everything you and your staff have done to help me through this difficult time in my life. Thank you to Patricia for her smile and pleasant greeting when I came in the front and to Sandra, Sabrina, Norma and Kayla for all their smiles and hellos as I walked toward your office. Thank you for allowing me to keep my dignity and for always treating me with respect. You have a very special staff with very special gifts. I will always remember your kindness."

- Lisa, Brantford - May 28, 2017

"I am so impressed with the support and customer service from the team at J.P. Graci and Associates. Thank you for the wonderful service!"

- Sam R. - May 15, 2017

"WOW! These guys are amazing and I highly recommend their services if you want to change your life for the better."

- Stephen M. - March 18, 2017

"You guys are the best. I refer you to anyone I know who needs help. Thanks again"

- Dave W. - February 18, 2017

"Thank you Paul and Norma for helping in a very difficult time in my life."

- E.C. - July 28, 2016

"Thank you, Paul for helping get my life back on track."

- J.S., Brantford - June 28, 2016

"I just wanted to express my own and my family’s gratitude for everything you did to help us out"

- N.N. - October 11, 2015

"It means so much that I had support and an ear and guidance when I needed it the most."

- S.F. - August 28, 2015

"Thank you, you made my job so much easier."

- F.V. - April 25, 2015


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