Find Answers to Your Bankruptcy Questions

J.P. Graci & Associates Ltd. FAQ

Click on one of the questions below.


Do I qualify for bankruptcy?


How long will I be bankrupt?


How much will it cost?


How will my credit rating be affected?


If I declare bankruptcy, will I lose everything?


Should I declare bankruptcy?


Will I still be responsible for some debts after filing for bankruptcy?


Does Filing for Bankruptcy in Canada Affect My Spouse?


What is a bankruptcy discharge and the process involved?


What is the OSB and what are their responsibilities?


If I file a proposal or declare bankruptcy, what happens to my credit rating?


What happens if my creditors vote against accepting my consumer proposal?


Can I leave some creditors out of my consumer proposal?


How Do I Get a Mortgage After A Consumer Proposal?


Can a student with a government student loan go through bankruptcy or get a consumer proposal?


Will filing for bankruptcy cancel or reduce my child support payments?


How can I stop my wages from being garnished?


Will My Consumer Proposal be Approved?


How Long Will a Consumer Proposal Last?


How can I avoid Bankruptcy ?


Can I Start a Small Business being Bankrupt?


WHAT OUR CLIENTS SAY?

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

Everyone is great, knowledgeable and friendly. The staff does their best to make you feel comfortable. I highly recommend JP Graci and Associates. I live in Brantford and it is really close to the off...

Katrina S. September 18, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that its very easy to get into debt wh...

Fred L. January 9, 2018

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

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