Find Answers to Your Bankruptcy Questions

J.P. Graci & Associates Ltd. FAQ

Click on one of the questions below.


Do I qualify for bankruptcy?


How long will I be bankrupt?


How much will it cost?


How will my credit rating be affected?


If I declare bankruptcy, will I lose everything?


Should I declare bankruptcy?


Will I still be responsible for some debts after filing for bankruptcy?


Does Filing for Bankruptcy in Canada Affect My Spouse?


What is a bankruptcy discharge and the process involved?


What is the OSB and what are their responsibilities?


If I file a proposal or declare bankruptcy, what happens to my credit rating?


What happens if my creditors vote against accepting my consumer proposal?


Can I leave some creditors out of my consumer proposal?


How Do I Get a Mortgage After A Consumer Proposal?


Can a student with a government student loan go through bankruptcy or get a consumer proposal?


Will filing for bankruptcy cancel or reduce my child support payments?


How can I stop my wages from being garnished?


Will My Consumer Proposal be Approved?


How Long Will a Consumer Proposal Last?


How can I avoid Bankruptcy ?


Can I Start a Small Business being Bankrupt?


WHAT OUR CLIENTS SAY?

JP Graci and Associates is a wonderful organization. All staff members that I spoke with were very professional and friendly. Everyone was very motivated to help me and they worked very hard to deal w...

Tony M December 11, 2017

The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that its very easy to get into debt wh...

Fred L. January 9, 2018

Thank you so much for everything you have done for me. These months of lessons will serve me for the rest of my life and I will never be able to fully express how grateful I am for this new beginning!

K.J., Cambridge July 15, 2017

WOW! These guys are amazing and I highly recommend their services if you want to change your life for the better.

Stephen M. March 18, 2017

I am so impressed with the support and customer service from the team at J.P. Graci and Associates. Thank you for the wonderful service!

Sam R. May 15, 2017

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

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