Find Answers to Your Bankruptcy Questions

J.P. Graci & Associates Ltd. FAQ

Click on one of the questions below.


Do I qualify for bankruptcy?


How long will I be bankrupt?


How much will it cost?


How will my credit rating be affected?


If I declare bankruptcy, will I lose everything?


Should I declare bankruptcy?


Will I still be responsible for some debts after filing for bankruptcy?


Does Filing for Bankruptcy in Canada Affect My Spouse?


What is a bankruptcy discharge and the process involved?


What is the OSB and what are their responsibilities?


If I file a proposal or declare bankruptcy, what happens to my credit rating?


What happens if my creditors vote against accepting my consumer proposal?


Can I leave some creditors out of my consumer proposal?


How Do I Get a Mortgage After A Consumer Proposal?


Can a student with a government student loan go through bankruptcy or get a consumer proposal?


Will filing for bankruptcy cancel or reduce my child support payments?


How can I stop my wages from being garnished?


Will My Consumer Proposal be Approved?


How Long Will a Consumer Proposal Last?


How can I avoid Bankruptcy ?


Can I Start a Small Business being Bankrupt?


WHAT OUR CLIENTS SAY?

Very informative and sensitive to my situation

Sam, Brantford July 28, 2017

Thank you so much for everything you and your staff have done to help me through this difficult time in my life. Thank you to Patricia for her smile and pleasant greeting when I came in the front and ...

Lisa, Brantford May 28, 2017

I had the best experience with Paul and his team. They made the process so easy for me. They maintained a great communication with me and they were always there to answer my questions. I would highly ...

Tara Y. October 16, 2017

Thank you, you made my job so much easier.

F.V. April 25, 2015

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

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