Find Answers to Your Bankruptcy Questions

J.P. Graci & Associates Ltd. FAQ

Click on one of the questions below.


Do I qualify for bankruptcy?


How long will I be bankrupt?


How much will it cost?


How will my credit rating be affected?


If I declare bankruptcy, will I lose everything?


Should I declare bankruptcy?


Will I still be responsible for some debts after filing for bankruptcy?


Does Filing for Bankruptcy in Canada Affect My Spouse?


What is a bankruptcy discharge and the process involved?


What is the OSB and what are their responsibilities?


If I file a proposal or declare bankruptcy, what happens to my credit rating?


What happens if my creditors vote against accepting my consumer proposal?


Can I leave some creditors out of my consumer proposal?


How Do I Get a Mortgage After A Consumer Proposal?


Can a student with a government student loan go through bankruptcy or get a consumer proposal?


Will filing for bankruptcy cancel or reduce my child support payments?


How can I stop my wages from being garnished?


Will My Consumer Proposal be Approved?


How Long Will a Consumer Proposal Last?


How can I avoid Bankruptcy ?


Can I Start a Small Business being Bankrupt?


WHAT OUR CLIENTS SAY?

I am very happy with J.P. Graci & Associates. They went over and beyond to help me. Thanks a million

Anne L. July 21, 2017

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

JP Graci and Associates is a wonderful organization. All staff members that I spoke with were very professional and friendly. Everyone was very motivated to help me and they worked very hard to deal w...

Tony M December 11, 2017

Thank you, you made my job so much easier.

F.V. April 25, 2015

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

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