How Long Will a Consumer Proposal Last?


When you file a consumer proposal, it can last for any period not exceeding 60 months. The main reason why a consumer proposal cannot last longer than 60 months is that research has shown that proposals that are longer than 60 months are unsuccessful. The reason why is because some people cannot stay committed to paying it off. With a consumer Proposal, you can make a one-time lump sum payment and the consumer proposal can be completed in a matter of 8 weeks.



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The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

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The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that its very easy to get into debt wh...

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I had the best experience with Paul and his team. They made the process so easy for me. They maintained a great communication with me and they were always there to answer my questions. I would highly ...

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