How can I avoid Bankruptcy ?


Not everyone chooses to declare bankruptcy. Unfortunately, if you are being threatened or in the process of getting sued by a collection agency, you will need to review your options quickly.  There are many bankruptcy alternatives to consider before choosing to proceed with personal bankruptcy.  The ideal solution will depend on your circumstances and the extent of your debts. You may be eligible for a consumer proposal or other options like a debt consolidation loan. We recommend that you speak to a Licensed Insolvency Trustee before taking any action to get advice that will best suit your situation. 



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

Thank you, you made my job so much easier.

F.V. April 25, 2015

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

I am so impressed with the support and customer service from the team at J.P. Graci and Associates. Thank you for the wonderful service!

Sam R. May 15, 2017

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

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