How can I avoid Bankruptcy ?


Not everyone chooses to declare bankruptcy. Unfortunately, if you are being threatened or in the process of getting sued by a collection agency, you will need to review your options quickly.  There are many bankruptcy alternatives to consider before choosing to proceed with personal bankruptcy.  The ideal solution will depend on your circumstances and the extent of your debts. You may be eligible for a consumer proposal or other options like a debt consolidation loan. We recommend that you speak to a Licensed Insolvency Trustee before taking any action to get advice that will best suit your situation. 



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

Thank you Paul and Norma for helping in a very difficult time in my life.

E.C. July 28, 2016

I had the best experience with Paul and his team. They made the process so easy for me. They maintained a great communication with me and they were always there to answer my questions. I would highly ...

Tara Y. October 16, 2017

Thank you, Paul for helping get my life back on track.

J.S., Brantford June 28, 2016

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

HI Paul. Once very long ago my husband used your services, thank you ... you helped him get his life back on track. I work with mortgages. At times I help my client settle with creditors to get them b...

S.B., Brantford July 1, 2017

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