How can I avoid Bankruptcy ?


Not everyone chooses to declare bankruptcy. Unfortunately, if you are being threatened or in the process of getting sued by a collection agency, you will need to review your options quickly.  There are many bankruptcy alternatives to consider before choosing to proceed with personal bankruptcy.  The ideal solution will depend on your circumstances and the extent of your debts. You may be eligible for a consumer proposal or other options like a debt consolidation loan. We recommend that you speak to a Licensed Insolvency Trustee before taking any action to get advice that will best suit your situation. 



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

Very informative and sensitive to my situation

Sam, Brantford July 28, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that its very easy to get into debt wh...

Fred L. January 9, 2018

Thank you so much for everything you have done for me. These months of lessons will serve me for the rest of my life and I will never be able to fully express how grateful I am for this new beginning!

K.J., Cambridge July 15, 2017

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

HI Paul. Once very long ago my husband used your services, thank you ... you helped him get his life back on track. I work with mortgages. At times I help my client settle with creditors to get them b...

S.B., Brantford July 1, 2017

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