How can I avoid Bankruptcy ?


Not everyone chooses to declare bankruptcy. Unfortunately, if you are being threatened or in the process of getting sued by a collection agency, you will need to review your options quickly.  There are many bankruptcy alternatives to consider before choosing to proceed with personal bankruptcy.  The ideal solution will depend on your circumstances and the extent of your debts. You may be eligible for a consumer proposal or other options like a debt consolidation loan. We recommend that you speak to a Licensed Insolvency Trustee before taking any action to get advice that will best suit your situation. 



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

Thank you Paul and Norma for helping in a very difficult time in my life.

E.C. July 28, 2016

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

Everyone is great, knowledgeable and friendly. The staff does their best to make you feel comfortable. I highly recommend JP Graci and Associates. I live in Brantford and it is really close to the off...

Katrina S. September 18, 2017

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