Can I be arrested for not paying back my debts?


The answer is no! In Ontario, not paying back your creditors is not a cause for imprisonment. This doesn’t mean that there are not any consequences if you decide not to pay back your creditors. If you decide to stop paying, your creditors may hire a collection agency to get their money back. In some cases, they may sue you for the money that you owe. If they take you to court and win a judgment against you, they may be able to garnish your bank account or wages. They can also apply to the court to place a lien on your property.  If you have specific questions about what can happen in certain situations, we recommend that you contact a Licensed Insolvency Trustee.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

JP Graci and Associates is a wonderful organization. All staff members that I spoke with were very professional and friendly. Everyone was very motivated to help me and they worked very hard to deal w...

Tony M December 11, 2017

Very informative and sensitive to my situation

Sam, Brantford July 28, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

Thank you Paul and Norma for helping in a very difficult time in my life.

E.C. July 28, 2016

The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that its very easy to get into debt wh...

Fred L. January 9, 2018

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