Can I amend a Consumer Proposal?


The answer is yes. It is possible to amend a proposal if your circumstances change and you are unable to make the payments. This can happen if you lose a job, get laid off or have a serious medical condition or injury.  We recommend that you contact the administrator of the consumer proposal as soon as you are having issues. Don't wait until you miss a couple of payments. The faster that you contact the administrator about your circumstances, the less complicated it will be to work out a solution. Your administrator will review your options to determine if your problems are temporary or permanent. They will find a solution that works best for you, so your consumer proposal can continue.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

Thank you so much for everything you and your staff have done to help me through this difficult time in my life. Thank you to Patricia for her smile and pleasant greeting when I came in the front and ...

Lisa, Brantford May 28, 2017

My decision to declare personal bankruptcy was a very stressful one. I wanted the end result to teach me about money and how to become a better money management. The team at JP Graci was encouraging ...

Mike D. June 9, 2017

I am very happy with J.P. Graci & Associates. They went over and beyond to help me. Thanks a million

Anne L. July 21, 2017

When I called JP Graci and Associates, I was completely devastated. I was living in financial chaos and I was barely able to make the ends meet. Desperate, I started to borrowing money from Payday loa...

George M November 6, 2017

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

Thanks again Sabrina, I can't say enough how much I appreciate everything you, Paul and company have done for me. It's overwhelming sometimes to think that someone still has their dignity even once th...

T.K. July 7, 2017

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