How often should I check my Credit Report?


It is a very good idea to check your credit report every year. In Canada, there is only two credit reporting agencies, Equifax and TransUnion. Sometimes, it is not unusual for there to be mistakes and omissions on your credit report. If you don’t do anything about these errors, it may cost you in increased interest rates or hinder your ability to qualify for a loan.  We recommend that you should be proactive by checking your credit report at least once a year to ensure that it is correct. If you find mistakes on your report, we recommend downloading a dispute resolution form from Equifax or TransUnion. The next step is to complete the form and forward it to the credit bureau along with any related documentation to prove your case.



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WHAT OUR CLIENTS SAY?

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

HI Paul. Once very long ago my husband used your services, thank you ... you helped him get his life back on track. I work with mortgages. At times I help my client settle with creditors to get them b...

S.B., Brantford July 1, 2017

This service is amazing! The team at JP Graci helped me with the stressful decision of going through a negotiation an understandable and simple process. From the explanation to instructing me on the r...

James K. July 25, 2017

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

Everyone is great, knowledgeable and friendly. The staff does their best to make you feel comfortable. I highly recommend JP Graci and Associates. I live in Brantford and it is really close to the off...

Katrina S. September 18, 2017

Thank you Paul and Norma for helping in a very difficult time in my life.

E.C. July 28, 2016

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