How often should I check my Credit Report?


It is a very good idea to check your credit report every year. In Canada, there is only two credit reporting agencies, Equifax and TransUnion. Sometimes, it is not unusual for there to be mistakes and omissions on your credit report. If you don’t do anything about these errors, it may cost you in increased interest rates or hinder your ability to qualify for a loan.  We recommend that you should be proactive by checking your credit report at least once a year to ensure that it is correct. If you find mistakes on your report, we recommend downloading a dispute resolution form from Equifax or TransUnion. The next step is to complete the form and forward it to the credit bureau along with any related documentation to prove your case.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

Thank you, you made my job so much easier.

F.V. April 25, 2015

Everyone is great, knowledgeable and friendly. The staff does their best to make you feel comfortable. I highly recommend JP Graci and Associates. I live in Brantford and it is really close to the off...

Katrina S. September 18, 2017

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

When I called JP Graci and Associates, I was completely devastated. I was living in financial chaos and I was barely able to make the ends meet. Desperate, I started to borrowing money from Payday loa...

George M November 6, 2017

Thank you so much for everything you and your staff have done to help me through this difficult time in my life. Thank you to Patricia for her smile and pleasant greeting when I came in the front and ...

Lisa, Brantford May 28, 2017

My decision to declare personal bankruptcy was a very stressful one. I wanted the end result to teach me about money and how to become a better money management. The team at JP Graci was encouraging ...

Mike D. June 9, 2017

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