How often should I check my Credit Report?


It is a very good idea to check your credit report every year. In Canada, there is only two credit reporting agencies, Equifax and TransUnion. Sometimes, it is not unusual for there to be mistakes and omissions on your credit report. If you don’t do anything about these errors, it may cost you in increased interest rates or hinder your ability to qualify for a loan.  We recommend that you should be proactive by checking your credit report at least once a year to ensure that it is correct. If you find mistakes on your report, we recommend downloading a dispute resolution form from Equifax or TransUnion. The next step is to complete the form and forward it to the credit bureau along with any related documentation to prove your case.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

Thank you Paul and Norma for helping in a very difficult time in my life.

E.C. July 28, 2016

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

Thank you, Paul for helping get my life back on track.

J.S., Brantford June 28, 2016

The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that its very easy to get into debt wh...

Fred L. January 9, 2018

Thank you so much for everything you have done for me. These months of lessons will serve me for the rest of my life and I will never be able to fully express how grateful I am for this new beginning!

K.J., Cambridge July 15, 2017

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

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