Can a Collection Agency seize my Furniture?


In most instances, the answer is no because a collection agency doesn't have the legal authority to seize your goods. Many creditors don’t seize personal property because in most provinces, basic household goods are exempt from seizure.

If collection agents are threatening to take your furniture, you most likely have more debt than you can handle. We recommend that you speak a local Licensed Insolvency Trustee to get a better understanding of your rights. J.P. Graci & Associates can offer you a free consultation to go over your situation. We can guide you on the best way on how you can deal with your debts.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

This service is amazing! The team at JP Graci helped me with the stressful decision of going through a negotiation an understandable and simple process. From the explanation to instructing me on the r...

James K. July 25, 2017

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

My decision to declare personal bankruptcy was a very stressful one. I wanted the end result to teach me about money and how to become a better money management. The team at JP Graci was encouraging ...

Mike D. June 9, 2017

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

Thank you, Paul for helping get my life back on track.

J.S., Brantford June 28, 2016

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