Is filing Bankruptcy my only option?


The answer is NO. There are other options available. You don’t need to go bankrupt if you’re unable to pay your debts. Many people may think that declaring bankruptcy is there best option when things get hard. However, bankruptcy is not a good option in specific situations. This is because you may have non-dischargeable debts like student loans, child support, fines and penalties that will remain on your record. Debts that are dischargeable will be erased from your record when you go bankrupt. We highly suggest that you speak with a Licensed Insolvency Trustee Professional like J.P. Graci & Associates Ltd.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

This service is amazing! The team at JP Graci helped me with the stressful decision of going through a negotiation an understandable and simple process. From the explanation to instructing me on the r...

James K. July 25, 2017

The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that its very easy to get into debt wh...

Fred L. January 9, 2018

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

JP Graci and Associates is a wonderful organization. All staff members that I spoke with were very professional and friendly. Everyone was very motivated to help me and they worked very hard to deal w...

Tony M December 11, 2017

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