Is filing Bankruptcy my only option?


The answer is NO. There are other options available. You don’t need to go bankrupt if you’re unable to pay your debts. Many people may think that declaring bankruptcy is there best option when things get hard. However, bankruptcy is not a good option in specific situations. This is because you may have non-dischargeable debts like student loans, child support, fines and penalties that will remain on your record. Debts that are dischargeable will be erased from your record when you go bankrupt. We highly suggest that you speak with a Licensed Insolvency Trustee Professional like J.P. Graci & Associates Ltd.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

Thank you, Paul for helping get my life back on track.

J.S., Brantford June 28, 2016

Thank you so much for everything you and your staff have done to help me through this difficult time in my life. Thank you to Patricia for her smile and pleasant greeting when I came in the front and ...

Lisa, Brantford May 28, 2017

It means so much that I had support and an ear and guidance when I needed it the most.

S.F. August 28, 2015

My decision to declare personal bankruptcy was a very stressful one. I wanted the end result to teach me about money and how to become a better money management. The team at JP Graci was encouraging ...

Mike D. June 9, 2017

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

I just wanted to express my own and my familys gratitude for everything you did to help us out

N.N. October 11, 2015

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