Is filing Bankruptcy my only option?


The answer is NO. There are other options available. You don’t need to go bankrupt if you’re unable to pay your debts. Many people may think that declaring bankruptcy is there best option when things get hard. However, bankruptcy is not a good option in specific situations. This is because you may have non-dischargeable debts like student loans, child support, fines and penalties that will remain on your record. Debts that are dischargeable will be erased from your record when you go bankrupt. We highly suggest that you speak with a Licensed Insolvency Trustee Professional like J.P. Graci & Associates Ltd.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

While I knew Id made the right decision and entrusted my bankruptcy to the right people, what I did not anticipate was the level of support and compassion I would receive and how empowered I would fee...

B.N., Brantford July 28, 2017

JP Graci and Associates is a wonderful organization. All staff members that I spoke with were very professional and friendly. Everyone was very motivated to help me and they worked very hard to deal w...

Tony M December 11, 2017

When I called JP Graci and Associates, I was completely devastated. I was living in financial chaos and I was barely able to make the ends meet. Desperate, I started to borrowing money from Payday loa...

George M November 6, 2017

Thank you Paul and Norma for helping in a very difficult time in my life.

E.C. July 28, 2016

You guys are the best. I refer you to anyone I know who needs help. Thanks again

Dave W. February 18, 2017

I had the best experience with Paul and his team. They made the process so easy for me. They maintained a great communication with me and they were always there to answer my questions. I would highly ...

Tara Y. October 16, 2017

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