Is filing Bankruptcy my only option?


The answer is NO. There are other options available. You don’t need to go bankrupt if you’re unable to pay your debts. Many people may think that declaring bankruptcy is there best option when things get hard. However, bankruptcy is not a good option in specific situations. This is because you may have non-dischargeable debts like student loans, child support, fines and penalties that will remain on your record. Debts that are dischargeable will be erased from your record when you go bankrupt. We highly suggest that you speak with a Licensed Insolvency Trustee Professional like J.P. Graci & Associates Ltd.



If you are overwhelmed with a financial crisis, J.P. Graci & Associates Ltd can help! Call us now at 519-753-7361.



WHAT OUR CLIENTS SAY?

The staff were lovely and incredibly helpful. They were empathetic with my stress from the bankruptcy. They also gave great advice on my credit recovery. Thanks especially to Paul for his service and...

Frank S. July 25, 2017

Thank you Paul and Norma for helping in a very difficult time in my life.

E.C. July 28, 2016

JP Graci and Associates is a wonderful organization. All staff members that I spoke with were very professional and friendly. Everyone was very motivated to help me and they worked very hard to deal w...

Tony M December 11, 2017

Thank you, Paul for helping get my life back on track.

J.S., Brantford June 28, 2016

Thanks again Sabrina, I can't say enough how much I appreciate everything you, Paul and company have done for me. It's overwhelming sometimes to think that someone still has their dignity even once th...

T.K. July 7, 2017

I am so impressed with the support and customer service from the team at J.P. Graci and Associates. Thank you for the wonderful service!

Sam R. May 15, 2017

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